Business Loans

Fulfil your entrepreneurial dreams with a business loan from Loan Wave! South Africans use Loan Wave for startup capital, expansion, debt consolidation, working capital, mergers and acquisitions, marketing, and more!

Finance your business with a loan that’s accessible, affordable, and offers expert support. Our consultants are ready and willing to guide you through the application and financing process, advising you on how you might best take advantage of your new business loan. Entrepreneurs nationwide trust Loan Wave to help them turn their startups into enterprises, attain the consultancy they need, and market their goods and services to a larger audience.

Get the most out of your business loan, use it for:

• Mergers and acquisitions: add a business to your group and see your profits skyrocket. Improve your life and your business with Loan Wave.
• Startup capital: be your own boss: cover the costs of your lease, marketing, salaries, and more.
• Operations expansion: explore new territories and expand globally or to new storefronts.
• Debt consolidation: simplify your expenses – pay all your existing debt at once, then only make one reduced payment each month.
• Working capital: cover short-term expenses like payroll, rent and utilities in times of uncertainty.
• Marketing: show the masses what matters and boost your dream to your industry’s front row.

Take initiative, invest in your dream, and propel your business to new heights: partner with Loan Wave.

How Do Business Loans Work?

First, you’ll need to go to our application page, where we’ll request the particulars of your income, expenses, and current debts. This is so we can decipher whether you can afford the loan (it’s illegal for us to loan you money if you can’t afford it). We’ll offer you a free credit check. This way, we can check if you receive debt help, such as debt review, sequestration, administration orders, or others.

After we’re sure you can afford the loan, we’ll collaborate to create a repayment plan you can afford. Tell us how long you would like to repay us and the monthly payments you can afford, and we’ll work together to reach an agreement everyone is happy with.

Once we’ve agreed, we’ll transfer you the money and you’ll begin making monthly repayments. Choose the right loan — choose Loan Wave.

Why Loan Wave?

Loan Wave business loans are flexible – repay them on your terms when it fits your budget. When you choose Loan Wave, you choose the most affordable loan. Since our business loans are private personal loans, they can have lower interest rates than traditional business loans, making them easy to work around and accessible for business newbies and seasoned CEOs alike.

Apply today and experience the enormity of how a Loan Wave business loan could transform your business.