Home Improvement Loans
Do you need a home improvement loan? Let Loan Wave help! We’re a personal loan company company that specialises in medical loans, payday loans, student loans, payday loans, auto loans, business loans, and home improvement loans.
With a Loan Wave home improvement loan, you’ll be able to renovate and enhance your property. Upgrade your kitchen, bedrooms, living room, bathrooms, office, garden, and other spaces with modern amenities to match your home’s aesthetic and personal style. Well-maintained homes with elegance tend to sell for higher prices on the property market, increasing your home’s equity and overall value.
With a Loan Wave home renovation and home improvement loan, you’ll be able to:
- Invest in energy-saving means like solar panels, insulation, new windows, or alternative energy. This will save you money in the long run and contribute to a greener future.
- Protect your family with enhanced security features like alarm systems, security doors, and improved lighting. You’ll feel more secure in your home, adding peace of mind to the everyday.
- Customise your home to how you’d like it by adding a pool, renovating your kitchen, landscaping your garden, and much, much more!
Your home is your oyster with a Loan Wave home improvement loan.
Why Loan Wave?
Our loans have flexible repayment terms, making your loan more affordable and easier to budget around. Since our loans are personal loans, they have lower interest rates, making your loan more affordable in the long term. Our team are experts in the personal loan space, having had years of experience helping hundreds of South Africans renovate and improve their homes. Loan Wave knows how to personalise your experience, making it as simple and accessible as possible.
How Do Home Improvement Loans Work?
To secure a home improvement loan, you should head to Loan Wave’s application page. We’ll ask for the details of your income, expenses, and existing debts. This is so we can ascertain whether you can afford the loan – a mandate of the National Credit Act. We’ll request permission to perform a credit check. This is so we can check whether you’re under debt review or have an administration order, as it’s illegal to provide you with a loan if your debt is in the process of being restructured.
Once we know we’re allowed to lend you money and you can afford it, we’ll work with you to put together a repayment plan and term. When Loan Wave is certain you understand the terms of your agreement with us, we’ll transfer your loan amount to your bank account. Then, you can begin renovating your home.
Over the following months, you’ll make instalment repayments until your home improvement loan is paid off.
If you would like a home improvement loan, apply now. We would love to help you create the home of your dreams!