Find an online personal loan with Loan Wave, South Africa’s friend in online finance. We’ve helped South Africans from all financial backgrounds finance cars, home improvements, medical procedures, their bills, university and school studies, startups, and more with our effortless online personal loan application process.
Loan Wave personal loans are flexible and can be used to fund vacations, home renovations, or any large purchase, like that new car you’ve been eyeing or paying for a wedding. You might also use them to consolidate debt, since our maximum loan amount is R350 000.
How to Get a Personal Loan Online
To get an online personal loan, you’ll need to fill out our simple application form, which requests your particulars, financial background, and how we can contact you. Once you’ve completed the enquiry form, we’ll contact you and ask for:
- Proof of address
- Proof of income (like a payslip or bank statement)
- Proof of identification (a copy of your ID or passport)
- A credit report (we can help you with this)
- Contact details (cellphone number and email address)
Once all the paperwork has been submitted, we’ll do an affordability assessment to make sure you can afford the loan. If all is in order, we’ll transfer the funds to you promptly. Choosing Loan Wave is a fantastic way to secure instant access to funds, making paying bills, consolidating debt, and building credit a breeze.
Our team members are experts in the loan and finance space and will help you understand your loan agreement in simple terms. We’ll discuss your financial background and circumstances to agree on terms that best fit your situation and provide you with actionable advice on how to best take advantage of your new finance.
Contact Loan Wave now to get a personal loan you can use for anything, from buying a car to paying for a vacation or wedding.