What Credit Score Do You Need for a Loan?
There is no single credit score that guarantees a loan, and no single score that rules you out. Every lender in South Africa sets its own standards, and...
19 October, 2026
Our Blog
What’s the Maximum Age to Finance a Car in SA?
The short answer: most banks and vehicle finance houses will not finance a car that will be more than 10 years old by the end of the loan term, and some...
19 October, 2026
Long-Term vs Short-Term Personal Loans in SA
Choosing how much to borrow is only half the decision. How long you take to pay it back matters just as much, because the loan term shapes both your...
19 October, 2026
How Secured Loan Interest Rates Work in SA
If you have ever compared loan quotes, you will have noticed that a loan backed by an asset often comes with a lower interest rate than one that is not....
19 October, 2026
Using a Personal Loan to Settle Your Car Loan
If you're still paying off vehicle finance, using a personal loan to settle it outright is worth considering, but it isn't automatically the right move...
07 September, 2026
Can You Get a Loan While Blacklisted in SA?
"Blacklisted" is one of the most common phrases in South African personal finance, and one of the most misunderstood. If you've missed a payment or...
07 September, 2026
How to Apply for a Personal Loan Online in SA
Applying for a personal loan online doesn't have to feel complicated. With Loan Wave's online personal loans, the entire process happens from your phone...
07 September, 2026
Personal Loans Without Collateral Explained
If you don't own a car or property, you might assume that rules you out of borrowing money. It doesn't. A personal loan from Loan Wave doesn't require you...
07 September, 2026
Unsecured Loans for Bad Credit in SA
A poor credit history can make it feel like every lending door is closed to you. The good news is that having bad credit doesn't automatically rule out an...
06 August, 2026